You obviously have lots of choices when It comes to Mac i.e. Intel units or M1, M2, M3, M4 and the list just keeps getting longer
with each new incarnation comes the "Latest And Greatest" If you believe your research shows that the The Latest And "Supposed"
Greatest" system is for you then so be it. I personally do NOT like what Apple as done to some of their systems by not being able to DIY
upgrades. Sounds like that is starting to change some.
With that being said I run a 2018 Mac Mini that as good specs (the 4 thunderbolt 3 ports are what attracted me) and it delivers all I need at this point in time. I don't run much Virtual Instruments other than EZDrummer and EZ Bass (some) and a little bit of keys. What I do is not demanding. I rarely run over 20 tracks. For me the money spent on an M1 to M4 is not reasonable in my mind. There are other things I would like to buy besides putting my money in a system that likely would not pay off for me (at this time). I purchased a "brand new" Mac Pro back in 2011. That Mac Pro as been upgraded with SSD storage drives and Ram. This machine to this day runs great. No issues whatsoever in all these years. It is my backup machine now. It runs Sequoia OS now via OCLP.
So, in my mind the thing to obviously do is "Research" for your needs to make a logical decision on your needs now and in the future.
Good luck with it all and you will enjoy your Mac regardless of what you end up buying. "Once you go Mac you won't go back"
That as been very true with me

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